1 .Privacy Policy

We may collect your personal information during the process of using Pinjam indo loan after logging in.

For you to successfully complete the loan application

For your quick arrival

The following is the full text of the privacy agreement

We take our customer's privacy seriously and we will only collect, record, hold, store, disclose, transfer and use your personal information as outlined below.

Data protection is a matter of trust and your privacy is important to us. We shall therefore only use your name and other information, which relates to you in the manner set out in this Privacy Policy. We will only collect information where it is necessary for us to do so and we will only collect information if it is relevant to our dealings with you.

We will only keep your information for as long as we are either required to by law or as is relevant for the purposes for which it was collected.

You can visit the Platform (as defined in the Terms of Use) and browse without having to provide personal details. During your visit to the Platform you remain anonymous and at no time can we identify you unless you have an account on the Platform and log on with your user name and password.

Pinjam indo Loan is committed to complying with Republic Act 10173 or the Data Privacy Act of 2012, and its implementing rules and regulations.

Our policy on collecting information and sharing of customer information, and explaining the process.

a. What kind of information needs to be collected?

• Borrower information. : When customer registration is required customer identity information (such as SSS), job information, the nearest person who can be contacted in emergency situations and others.

• Communication information : contacts li st

• Other information. : Accident application usage, catalog of customer information needed to install apps and more.

• other information: We may collect some of your other Personal Information only after obtaining your additional explicit consent. For example, the phone numbers you add to your contacts application may be collected for risk control purposes; and your location information (IP address, longitude and latitude information) may be collected for anti-fraud purposes.

• Permission to Contact: By giving us your home and/or mobile phone number. we have your permission to contact you or the contact number you authorized us. This also allows us to use text messaging, artificial or prerecorded voice messages, and automatic dialing technology, for all purposes not prohibited by applicable law. Message and data rates may apply. You may contact us anytime to change these preferences. We may also send an email to any address where we reasonably believe we can contact you(include the reference you authorized). Some of the purposes for calls and messages include suspected fraud or identity theft; obtaining information; transactions on or servicing of your account; and collecting on your account or collecting the delinquent account. Our rights under this Section extend to our affiliates, subsidiaries, parents, agents, vendors, and anyone So affiliated with the owner of any note evidencing a loan you obtain.

b. How to use customer information?

• We will not upload any information other than the amount of contacts, including any number from contact list. We will only get the amount of contacts for risk management purposes, as a certain amount proves that the client is active; And selected emergency contacts is only used for assessing the social authenticity of the client; As a lending product, we collect this information only for the risk measurement.

• Borrower information. Customer will fill in some information that must be completed, the information is required information.

• Communication information. Based on the consent of the customer, the data reported to the server, the information will be used for anti-fraud services.

• Facility information. Based on the consent of the customer, the data reported to the server, the information will be used for anti-fraud services.

• Other information. Based on the permission of the customer, the data reported to the server, the information will be used for anti-fraud services, as well as the program or other problem detection.

c. How Pinjam indo Loan manages your personal information

The above-mentioned information we collect about you will be stored electronically and we manage for the following purposes:

• To check that your submission is using your actual information, not someone else who uses your identity.

• To determine your eligibility to obtain a loan under applicable terms.

• To communicate with you about your account, as well as to make identification information when you call or visit our mobile app, and provide updates when changes are made to our services.

• To process the loan application and secure the transaction process safely to you if your loan is approved.

• To rate your loan application history and confirm your job data.

• For the process of eligibility analysis of your loan and to estimate the risk of lending.

• For the development of our mobile apps that always meet the needs of our clients in the future.

• To settle our obligations arising from contracts signed between you and us.

• To facilitate financial institutions such as banks, financial institutions or other third parties authorized to conduct checks are limited to your status in the database or on our services.

d. How Pinjam indo Loan protects Client Personal Information

Pinjam indo Loan is committed to protecting your information with the latest technology. We will stick to the applicable provisions to ensure your information is secure and maintained, and restrict access to protect you from any kind of fraud. All types of payment transactions as well as inputting personal information on the registration page will be encrypted using 128-bit secure socket layer (SSL) technology.When we provide a code that allows you to access our mobile apps, you are responsible for protecting your account's access code, including your user ID and password, so that others may not access your account.

For your information, transmitting information over the internet network is not yet completely safe. While we have done our best to protect your Personal Information data, we can not guarantee the security of your data transmitted through our application, the process of transmitting that information is your responsibility. When we have received your Personal Information data, we will use strict procedures and security features in an effort to prevent unauthenticated access.

Pinjam indo Loan uses computer protection such as firewalls and data encryption, and authorizes access to personal information only to our employees who need it to deliver their work. Our data is encrypted before, during and after submission, for protection purposes of your Personal Information data. Only authorized employees can access the data and they must pass through some form of identity verification before accessing any information.

Pinjam indo Loan is fully compliant and complies with applicable laws and regulations concerning Data Protection in Philippines.

e. How Pinjam indo Loan shares your Personal Information

From time to time, Pinjam indo Loan reserves the right to collect the following information and data: Personal data relating to the owner, principal funder, partner, director, employee or proxy, employee, Borrower, payer, party paid, guarantor, other insurer, other parties related to the Borrower (collectively, all parties mentioned are "Related Parties"). Personal data may include name, identity, date of birth, contract details and other relevant personal information; and Information and data obtained from general activities related to Pinjam indo Loan . Such personal data may include signatures, answers to questions devoted to security verification, emergency contacts or other contact details. Personal Data from Related Parties may be processed, stored, transferred, or disclosed in accordance with applicable Law.Collective Agreement The Borrower will be deemed to approve (or obtain the approval of the Related Party) on the collection, use, and disclosure of the Related Party's Related data specified above by the Borrower continuously, use by Pinjam indo Loan services and / or approval of the terms and conditions stipulated. All parties, including the Fund, guarantor or institution providing services to Pinjam indo Loan , consent to the collection, use, and disclosure of personal data by a person on an ongoing basis, use by Pinjam indo Loan services and / or approval of the terms and conditions stipulated. Purpose of Use and Disclosure of Information Information and data may be used and disclosed, including places within and outside the Philippines for the following purposes (collectively "Allowed Objectives"): To manage the accuracy of "Know Your Borrower" information; and To verify the identity or representatives who contacted Pinjam indo Loan , or may be contacted by Pinjam indo Loan , and to execute or respond to requests, questions or instructions from verified representatives or other individuals following current security procedures. Personal data may be disclosed, when permitted by applicable Law, to persons or entities (inside or outside of Philippines) below (please note that this is not an exhaustive list) for Allowed Objectives or for processes that are consistent with the Goals that are permitted in the needs : Any Agent, Contractor, or third party service providers providing banking services, remittances, administration, correspondence, telecommunications, telephone centers, business processes, travel, visas, knowledge management, human resources, data processing, information technology, computers, payments, debt collection, check credit references, or other security or services to Pinjam indo Loan in relation to the business operations of Pinjam indo Loan ; Individuals or entities that are part of Pinjam indo Loan and under a confidentiality obligation in the disclosure of the Pinjam indo Loan entity even if only at the stage required to fulfill the related Licensing Purposes; Individuals or entities in which Pinjam indo Loan has a duty or are obliged to mengengapkan implementation of legal proceedings, or legal obligations at home and abroad, including disclosure to the courts, trial and / or legal, regulatory, tax and government authorities; Any party or candidate transfer from Pinjam indo Loan or transfer from Pinjam indo Loan in the Borrower's relationship, or all or part of Pinjam indo Loan 's assets or business; or parties that provide or submit to provide a guarantee or guarantee of a third party to guarantee or maintain the Borrower's obligations.

f. Age

To be able to use our services, you must be 18-60 years old. If you do not qualify for usua , then you are not allowed or allowed to use our services.

g. Changes to the Privacy Policy

We will notify you via email regarding any kind of change with respect to the Privacy Policy by providing a link to review the new Privacy Policy.

h. Merger

To avoid any kind of prejudice and suspicion, this Privacy Policy must be equated with the usage requirements found in our mobile app.If you agree to use our loan service, this Privacy Policy must be consolidated and an integral part of the Loan 。

2 .Informasi Kontak

Nama perusahaan : PT Serba Digital Teknologi

Em ail: help@pinjamindo.co.id
Email Kontak : help@pinjamindo.co.id
Alamat Lengkap Kontak : Ruko Alicante Boulevard Blok C No. 8, Gading Serpong , Tangerang – 15810

Situs web resmi ： https://www.pinjamindo.co.id